The text area has a gradient fill applied to it
Background is an embossed image with a diagonal scroll applied.

Artwork entitled "Love Notes" is © Denton Lund
Background Midi "Getting it Right" is © Bob Thompson.

A downwards scrolling graphic on a patterned background.

Background Midi "Echoes Of Promise" is © Bob Thompson.

The graphic increases in size as it slowly spirals onto the page.
Featured on an embossed background.

Artwork entitled "The Bride's Heirloom" is © Tom Sierak.
Background Midi "Forgetting You" is © Bob Thompson.

A top and bottom scrolling picture with a framed text area.
Featured on a textured background.

Background Midi "A Lifetime of Moments" is © Bjorn Lynne.

3 transparent frames with a gradient filled text area
The background is a diagonally scrolling graphic.

Artwork entitled "Reflections" is © Tom Sierak.
Background Midi "Sunny Morning" is © Bjorn Lynne.